While these benefits are by no means unique, it is rare to see them covered so comprehensively under one home insurance plan. These include benefits for home relocation services, damage for contents stored at third parties, home loan protection in the case of accidental death or disability, hospital cash allowance, home cleaning and mobility enhancement, among others. The plan goes a step further with the inclusion of rarely seen benefits that homeowners would appreciate. The add-ons offered by Allied World cover a range of situations and issues that can arise from break-ins or property damage, making them highly useful, even critical. That’s unless you’re absolutely sure that you do not want or need the additional benefits. Yet, even at the highest tier, your premiums would increase by a mere $90 at most.Īs such, it is much more worthwhile to go with the add-on plan instead of the vanilla plan. Instead, these benefits (and more) are only available when you opt for the add-on plan. Some of these include benefits for replacement of personal documents, emergency cash cover, ATM and credit card fraud, glass damage, spoilage of food, and more. The vanilla plan offers only basic protection across a limited range of items, with benefits commonly included by default in other home insurance plans conspicuously missing. Key features of Allied World Home Protector 360 #1: Basic plan is barebones, but add-ons boost usefulness tenfoldĪllied World Protector 360 is a home insurance plan available in two versions: a vanilla plan, and an add-on plan. Premiums are on the higher end of the scaleīundled worldwide cover for personal accident Optional top-ups available for building and contents cover with high caps Online sign-up form can be a little confusing at first Offers separate plans for landlords, tenants and owner-occupied properties Pros and cons of Allied World Home Protector 360 Pros Let’s take a closer look at this home insurance plan. Put in the add-ons, however, and Allied World Home Protector 360 begins to shine and live up to its name. In all likelihood only property owners looking to secure properties against common risks would find appropriate. The base plan, without add-ons, is a rather basic home insurance plan with limited benefits.
It offers comprehensive benefits that homeowners, landlords and tenants would find useful – but there’s an important catch.
Spring for the add-on plan to truly maximise your value on this pricey home insurance plan.Īs home insurance plans go, the Allied World Home Protector 360 is just as capable as any.
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